1. Acceptance of these terms

By accessing or using the website at www.cactusrisk.com (the Site), you agree to be bound by these Terms and Conditions. If you do not agree, do not use the Site.

We may update these terms from time to time. Continued use of the Site after changes are posted constitutes acceptance of the revised terms. We will indicate the date of the last update below.

2. About the Site and use

The Site is operated by Cactus Limited. The Site provides information about our company, our products and services, and allows you to sign up for email communications and to contact us directly.

You must use the Site only for lawful purposes and in a way that does not infringe the rights of others or restrict their use of the Site.

3. Email sign-up and communications

If you sign up to receive emails from us, you provide your name and email address (and any other information requested at sign-up). By signing up, you consent to receive marketing and other communications from us by email. You can unsubscribe at any time using the link in our emails or by contacting us.

 We will use your email and related data in accordance with our Privacy Policy.

4. Contacting us

You can contact us via the contact form on the Site or by email. When you do so, you may provide your name, email address, company, and other details you choose to include. That information is collected in connection with your enquiry and will be used to respond to you and to follow up, in line with our Privacy Policy.

 We will not use your contact details for marketing without your consent, and you may ask us to stop contacting you at any time.

5. Cookies and similar technologies

We use cookies and similar technologies on the Site only to the extent necessary to count unique visitors and to operate the Site (e.g. basic functionality). We do not use cookies for advertising or extensive tracking beyond what is needed for these minimal purposes.

6. Intellectual property

All content on the Site (text, graphics, logos, layout, and other materials) is owned by us or our licensors and is protected by copyright and other intellectual property laws. You may not copy, modify, distribute, or use our content for commercial purposes without our prior written consent.

7. Trademarks

Cactus and the Cactus logo are trademarks of Cactus Limited. All rights reserved.

8. No professional advice

The content on the Site is for general information only. It does not constitute legal, regulatory, insurance, or other professional advice. You should seek appropriate professional advice for your specific situation.

9. Limitation of liability

The Site is provided as is. We do not accept any liability for any loss or damage arising from your use of (or inability to use) the Site. Nothing in these terms excludes or limits our liability where it would be unlawful to do so (for example, death or personal injury caused by our negligence, or fraud).

10. Changes to the Site and these terms

We may change the Site and these terms at any time. We will post updated terms on this page with a new "Last updated" date. Your continued use of the Site after that date means you accept the updated terms.

11. Governing law and disputes

These terms are governed by the laws of Bermuda. Any dispute arising in connection with these terms or the Site shall be subject to the exclusive jurisdiction of the courts of Bermuda.

 These terms and conditions are issued by Cactus Limited, Rosebank Centre, 5th Floor, 11 Bermudiana Road, Pembroke HM08, Bermuda.

Last updated: 19 March 2026